Jul 26 2010

AMT Coffee introduce contactless smart card payments

AMT Coffee has introduced contactless smart card payments throughout its 65 UK stores.

The coffee bar chain unveiled the payment method at Marlyebone station last week, the last branch to adopt the technology.

Customers will be able to pay for goods worth up to £15 by simply holding their card over the provided terminal, eliminating the need to enter a PIN code.

Jon Hassall, chief operating officer at AMT Coffee, claimed contactless payments will be key to future transaction methods.

He said: “Before April this year, none of our branches accepted debit or credit cards but the speed of contactless persuaded us it was a must have for a coffee retailer in busy railway stations.”

The firm was previously reluctant to deploy card payments in its busy airport and railway station stores as it was feared it would take too long to process the transactions.

Source: squirdcard.com

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Jul 25 2010

Network International launches e-voucher services for Du in UAE

Network International LLC (NI), the largest acquirer in the UAE and the preferred card solutions provider in the region, recently signed a contract to be a provider of electronic voucher service (e- voucher) for Du, the UAE’s integrated telecom service provider.

About Network International:

Established in 1994, Network International LLC is the largest acquirer and one of the leading payment solutions providers in Region geared to meet the needs of Banks, Financial institutions, and large and individual retailers. It is a Principal Member of Visa International and MasterCard International for the UAE, offering customers the most comprehensive range of payment products and services in the Gulf and MENA region, for both the Issuing and Acquiring segment of the card payment industry. Offerings include credit and debit card processing services, ATM management and monitoring, merchant acquiring plus consumer finance applications. Network International provides consultancy services ranging from planning and designing, to developing of new card and consumer finance products and services.

Network International is the first independent vendor certified by both Visa & MasterCard for card payments in the Middle East. It is UAE’s largest payment acquirer for Credit & Debit Cards and the largest third-party processing vendor which is capable of providing banks, the retail industry and financial institutions with complete EMV certified solutions as they migrate to EMV Smart Card technology.

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Jan 17 2010

Mediterranean Smart Cards Company Announces Renewal of Payment Card Industry Data Security Standards

Mediterranean Smart Cards Company (MSCC) recently announced that its Payment Card Industry (PCI) Compliance certification as a smart card processing provider has been renewed. For the second year, MSCC received the highest level of compliance by an international team of auditors. As a PCI member organization, MSCC works with the Council to evolve the PCI Data Security Standard (DSS) and other payment card data protection standards.

”As the Egyptian banking sector continues to grow more sophisticated, all stakeholders have an interest in ensuring consumer payment data is protected,” said Hoda Shoukry, MSCC Managing Director. “MSCC is continually working to upgrade our technology and implement international best practices as demonstrated by the renewal of our PCI DSS certification. With more consumers using electronic payment cards, our mission continues to provide the most efficient, secure, and accurate smart card processing services throughout the region’s payment card industry.”

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Jan 17 2010

ORCA transit-card renewal for elderly, disabled not so simple

For most people, the switch to an ORCA transit card is simple. They either apply online, get a subsidized card at work or tap the screen at any ticket-vending machine at any Sound Transit rail station.

But far more effort is demanded from people who are elderly or disabled.

Since December, thousands have had to find their way to a King County Metro customer-service counter downtown. Earlier this month, they waited in lines up to an hour or more to prove to the next available customer-service representative that they qualified for a discounted fare pass.

“It’s completely unacceptable that people had to wait that long,” King County Executive Dow Constantine said Thursday. He and Metro manager Kevin Desmond said they will improve customer service, including a boost in personnel at customer centers. Also, a $5 fee for adult customers to get a new ORCA card is being delayed until March 1, instead of the earlier Feb. 1 deadline, transit managers announced today. There are only two places in all of King County where seniors can go for discounted fare passes — the Metro customer-service stop in Westlake Station and Metro headquarters in Pioneer Square.

The disabled must report to Metro headquarters. That’s because disabled passes require photographs and other computer equipment that’s only available at that office.

The two sites also serve the general public, including many youth, non-English speaking, and other customers.

ORCA (One Regional Card for All) was launched last year after six years of development and testing. The single “smart card” now is used on buses, trains, streetcars and ferries in four counties, replacing some 300 kinds of passes and transfers.

The smart card is meant to simplify travel. But the changeover has been a hassle for thousands of people.

“I guess it’s a minor nuisance, in the scheme of things” said Howard Johnson, 71, who bused from Bellevue last week to wait in line at Westlake Station, where it took an hour to swap his old senior card for a new ORCA senior card.

People are willing to make the effort for the savings that come with a senior or disabled permit — for instance, a senior or disabled monthly pass is $18 per month for travel in both Seattle and the suburbs, compared to $99 for a similar adult pass.

ORCA is gradually replacing other all other passes as they expire this year. People who are using an annual pass issued in 2009 need not switch to ORCA until their old passes expire.

Earlier this month, a few seniors waited up to 90 minutes. A one-hour wait was typical last week, but times improved this week, to 30-45 minutes Thursday and only a few minutes today — although Desmond called this a mid-month lull, and expects another surge.

“I hated seeing the lines,” he said. “It’s not what we wanted to put our customers through.”

After the first December wave, Metro supervisors began walking up to people in the lines, taking questions with kindness and patience. Often, they escort an adult to the nearby ticket machines, for a quick transaction.

But at Westlake Station, only two and sometimes one of the three windows is manned. Metro cites high costs. Desmond said he plans to staff all windows at Westlake, once new people are trained Jan. 25 and absorb the overtime cost later.

Sound Transit spokesman Geoff Patrick emphasized that this winter’s inconvenience is a one-time situation. Once they get ORCA cards, people won’t need renew them every year at a service window.

Part of the problem is that many adults are yet unaware they can get ORCA online or through ticket machines — without a wait.

Winter’s rush happened partly because of ORCA publicity and news coverage about the big changeover for 2010. Many riders worried about getting hit with a $5 card fee or that their current passes would become invalid — though transit officials clarified this week that the situation is actually less severe. More people have been obtaining cards in person than online.

There are no suburban outlets, not even an ORCAmobile to barnstorm the county. Transit staffers did visit senior centers in 2009 — an effort that is going to be increased the next few weeks, to educate people and take card sign-ups, Desmond pledged.

Seeking ORCA

Two middle-aged women, Marci Carpenter and Kay Burrows, finished their pancake breakfast and caught a bus downtown, to convert their transit passes to the new ORCA smart-card.

They sought disabled reduced-fare cards, because both are blind. They took their place at the rear of the line in Westlake Station.

A few minutes later, a Metro employee showed up, explaining they had to go down to 201 S. Jackson St., the only place where Metro keeps photographic and computer equipment to collect mug shots for passes for disabled people.

The two women descended into the tunnel and caught a bus to the International District/Chinatown station. Tapping their white canes, they found the escalator to street level, became separated crossing Fourth Avenue South, but reunited to reach Metro headquarters, behind 40 people in line. “It’s better than it’s been,” a transit supervisor said.

Carpenter’s back is damaged because of a car crash, and Burrows has a hip disorder, so they both sat on a padded bench. After an hour, the supervisor called them forward at what was their turn in line.

Carpenter waved her new ORCA card in front of her face.

“Free at last!” she said. “Free at last.”

Huge demand

The crush of card applications is far greater than Metro anticipated.

The agency processed almost 4,000 reduced-fare passes in December, more than triple the normal volume. It takes about 20 minutes per customer to answer questions, take pictures and register someone for disabled passes, Desmond said.

Desmond is both pleased and caught off-guard at what he called the public’s very fast adoption of smart-card technology. About 154,000 daily rides — almost one-third of the regional total — have been made already by ORCA this month.

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Jan 11 2010

Smart card project in Yemen implementation

The Yemeni-Emirates joint committee held official talks here on Monday to discuss arrangements and procedures to implement the Smart Card Project in Yemen.

Minister of Planning and International Cooperation Abdul-Karim al-Arhabi, who chaired the talks session, noted that the smart card project to be implemented in cooperation with UAE is one of the important and vital projects.

The project would revolutionize the quality of work of the Civil Status and Civil Registration Authority in our country and establish an extensive database of civil registration, so at to contribute to succeeding the development plans, al-Arhabi indicated.

He called upon the committee to mover forward to succeed the project and discuss the appropriate mechanisms for its implementation and identify its priorities and examine the possibility to avail from the current databases to form a national database required by the smart card.

Al-Arhabi praised the UAE’s role in supporting development process in our country.

For his part, Head of the UAE side in the joint committee, Nasser Al Mazrui, presented an explanation on the UAE’s successful experience in the use of smart card, reviewing a number of technical aspects relating to the project and its benefits in different fields, topped by field of security and crime control as well as various economic ,health and other practical fields.

He noted to the importance of the smart card in the e-government system when it is created in the future, stressing the readiness of the UAE to cooperate fully to succeed the smart card project in our country.

In the talks, Undersecretary of Internal Ministry and Head of Yemeni side in the joint committee, Ryiad al-Qurashi, affirmed that the smart card project is a strategic project via which the ministry seeks to develop the system of the civil status and civil registration authority in our country.

Al-Qurashi expected to establish the smart card project in Yemen within two to three years.

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Jan 11 2010

Smart card technology ‘cutting fraud at ski resorts’

Radio-chipped smart card technology is a more efficient way of making sure all skiers have paid before they hit the slopes, according to an assistant police chief.

The Denver Post reported that the new smart cards, which were introduced at many ski resorts across Colorado last year, were originally designed to cut queues, but have had the added benefit of helping to catch more fraudsters in the act.

Greg Morrison of the Breckenridge police commented that there is a “misconception” that it is easier for people to sneak onto the slopes without paying because the new cards are less visible than the old passes, which needed to be scanned visually.

His statement was echoed by Aspen Skiing Co spokesman Jeff Hanle, who commented that the new passes allow resorts to monitor potential fraudsters more closely.

Skiers are not the only people to benefit from shorter queues thanks to smart card technology. In the UK, season ticket holders and members of Bristol City Football Club use smart cards to gain access to matches, while passengers on Arriva buses in Bolton use sQuid cashless payments to travel.

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Jan 07 2010

OLED display in a card

At a pre-CES event in Las Vegas Samsung previewed a new form of identification that uses a combination of contactless smart card technology and a new ultra-slim OLED display for security applications.

The card carries all information you would come to expect from a typical ID card. But the real fun is when you activate the embedded chip. This triggers a wafer-thin 2” OLED that is used to display a rotating image of the person for enhanced identification, with a QVGA 240 x 320 resolution screen with 260k colors and a 10,000:1 contrast ratio.

According to Samsung’s spokesperson, this product is finished and all ready to hit the market.

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Jan 06 2010

Carry cash as well as a card, says German bank association

An end-of-the-decade programming glitch is causing problems for holders of millions of German credit and ATM cards.

Some 20 million ATM cards, known as Girocards or EC cards in Germany, and 3.5 million credit cards are affected, according to a statement Tuesday by the German Savings Banks and Giro Association (DSGV). Officials from DSGV could not be immediately reached.

The problem is related to a programming error with ATM terminals and point-of-sale devices. DSGV said it expected up to 85 percent of the POS terminals to be updated and fixed by Thursday.

Most of the cards were issued by German financial institutions. Those holding German cards who are overseas can try to use their cards, as about half are fine and the other half will work despite the problems with terminals within Germany, DSGV said. But the association did recommend that people keep enough cash on hand just in case the cards don’t work.

The fiasco prompted one smart-card vendor to issue a press release saying its cards were not at fault. Oberthur Technologies, a smart-card and ATM technology vendor based in France, said in a statement on Wednesday that its German-issued cards were functioning.

It wasn’t clear from DSGV’s statement how banking customers could identify cards affected by the problems.

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Jan 06 2010

Nigeria SIM Card Registration

The decision of the Nigerian Communications Commission (NCC) to commence the registration of all Subscriber Identity Module (SIM) card holders in the country is a commendable step towards bringing sanity to the Global System for Mobile (GSM) Communication and Code Diversion Multiple Access (CDMA) sectors and addressing the security crisis in Nigeria, according to the All Africa.

According to the Head, Media and Public Relations of the Commission, Mr. Reuben Muoka, those seeking registration of their SIM cards would need to produce valid identification documents including E-passport, corporate/company or work place identity cards that have pension identification/tax numbers; student ID cards from recognized institutions; drivers license issued by the Federal Road Safety Commission (FRSC) and e-tax cards. Read more »

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Jan 04 2010

Contactless smart card company wins industry award

The Mediterranean Smart Cards Company (MSCC) has won an industry award for its innovations in the market of contactless smart card technology.

MSCC received the Banking Technology Leadership Award at the recent Cardex 2009 Digital Identity Conference and Expo for the Middle East and Africa regions.

The company was commended for its technological innovation and industry leadership, as well as landmark achievements in the region over the past year.

Hoda Shoukry, Managing Director of MSCC, said that the group had made significant efforts over the past few years to introduce the benefits of contactless smart card technology to stakeholders in Africa and the Middle East.

He went on to add that to receive the award was an extreme honour.

MSCC provides multiple schemes of pre-pay smart card products using the latest processing technologies. It appeared at the Expo with the aim of educating consumers about smart cards - “the payment of the future”.

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LLIAX